INSURANCE QUESTIONS

• How do you file a claim form from abroad?
• What paperwork are you expected to submit to the insurance company?
• Can you get a supply of claim forms to take with you?
• Will a notarized translation be required if supporting documents are not in English?
• How long will it take for the claim to be processed and for you to receive reimbursement?
• Will the insurance company send the reimbursement to your U.S. or overseas address?
• What category or option (e.g. out of " network") of your insurance plan will you utilize when you seek health services abroad and what costs (e.g. coinsurance) are you expected to bear under this option?
• What is the basic medical deductible amount and what is included in it?
• If you need to get a prescription drug overseas, will your insurance company reimburse you for all or part of the cost of the drug? What documents will you need to submit to the insurance company in order to obtain such a reimbursement?
• Do you anticipate needing routine, non-emergency health services while abroad? Are these services covered by your medical plan?
• To what extent does your insurance cover mental health services? Hospitalization?
• If immunizations are required prior to your departure, will your insurance company cover them?
• Does your health insurance include dental coverage or do you have separate dental insurance?
• Does your health insurance include eye care?
• Is a copy of your insurance policy available in the language of your host country?
• Are sports injuries excluded from coverage under your insurance policy?