Long-Term Care Insurance
Eligible employees have the opportunity to purchase group long term care insurance to cover expenses for care in a nursing home and assisted living/residential care facility and for services including home health care and adult day care.
As a population, we are living longer because of healthier lifestyles, new medical technology, and drug treatments. This enables us to live with a mental or physical condition longer than ever before. Many people are unable to care for themselves and may require long term care services. Since long term care is not covered by medical insurance and disability insurance and there is limited Medicare/Medicaid coverage, these expenses can quickly deplete individual and family resources.
The University has developed a partnership with Prudential Insurance Company of America to offer Long Term Care Insurance. The plan offers a variety of daily and lifetime benefit levels.
Eligibility
You are eligible to apply for long term care coverage if:
- You are an actively at work full-time or part-time employee
- You are an eligible employee’s:
- Spouse
- Parent or parent-in-law
- Grandparent or grandparent-in-law
- Adult child or adult child of the spouse
- Surviving spouse
- You are a retiree
- You are a retiree’s:
- Spouse
- Surviving spouse
You must be at least 18 but less than age 85 when your enrollment form is completed.
Enrolling in the Plan
New employees that enroll within 30 days of hire will be guaranteed coverage without having to provide medical history. Applications for coverage can be made at a later date and Prudential will determine if you meet the medical underwriting requirements to become enrolled in the plan.
All other family members and retirees may apply for coverage at anytime, but will be subject to medical underwriting requirements.
To enroll in long term care online, visit:
www.prudential.com/gltcweb
Group Name: notredame
Access Code: undltc
To apply by phone, call Prudential from 8 am to 8 pm, Eastern Time, Monday through Friday at:
1-800-732-0416
Portability – Leaving the University
Long term care coverage is a portable benefit. This means you can maintain coverage at the same group rate if you choose to leave the University.
Cost of the Plan
Premiums are paid entirely by the participant. Employees make payments via payroll deduction for themselves and their spouse (if applicable). All others are billed directly by Prudential. The amount is determined by the insurance company.
Quick Links
Long Term Care Policy
Long Term Care Summary Plan Certificate
