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Financial Aid Directory >> Loan Information
Undergraduate
Private Student Loans
Additional Unsubsidized Direct Loan Eligibility
After exhausting the opportunities available from the federal aid programs, many students will consider private loan programs as a source of funding. As always, taking on debt for any reason should be done deliberately and only for the amounts needed. Additional information regarding the availability of federal student aid is available from the Department of Education publication, Federal Aid First.
The terms and conditions of these credit-based private loan programs vary, and as such, students are encouraged to review the details of the programs before selecting a private loan program. Private loans are not eligible for loan consolidation programs made available for federal student loans. Interest rates, fees (both at the time of borrowing and at repayment), credit checks, and annual and aggregate loan limits require careful evaluation by the student as a consumer.
As part of the application process, students will be required to complete the Private Education Loan Applicant Self-Certification Form available through their lender's website. Students may also obtain a Self-Certification Form from the Office of Financial Aid. Information needed to complete this form, such as cost of attendance, may be obtained from the link below while estimated financial assistance may be obtained from the student’s Award Letter or via insideND:
Undergraduate Cost of Attendance
The lenders listed below have made loans to Notre Dame students in the past and offer:
- Competitive interest rates
- Limited fees and/or borrow discounts during repayment
- Electronic application processing and fund delivery
- Loan servicing until paid in full
- Excellent customer service
- Long-term commitment to educational financing
The lenders are listed alphabetically by lender name, so no inference should be made based upon the order of the listing. Borrowers are encouraged to review the terms and conditions of each program prior to selecting a lender. The criteria listed above will be reviewed periodically to determine if loan programs may be added to, or removed from, the list of programs.
Please note: You are not required to borrow from one of the loan programs listed below.
TruFit Student Loan
Lender: Charter One
Interest Rate Disclosure Information
Customer Service: 1-800-721-3969
APPLY NOW
Discover Undergraduate Loan
Lender: Discover
Interest Rate Disclosure Information
Customer Service: 1-877-728-3030
APPLY NOW
STAR Loan
Lender: Notre Dame Federal Credit Union
Interest Rate Disclosure Information
Customer Service: 1-800-522-6611
APPLY NOW
PNC Solution Loan
Lender: PNC Bank, N.A.
Interest Rate Disclosure Information
Customer Service: 1-800-762-1001
APPLY NOW
Smart Option Loan
Lender: Sallie Mae
Interest Rate Disclosure Information
Customer Service: 1-888-272-5543
APPLY NOW
Custom Choice Loan
Lender: SunTrust Bank
Interest Rate Disclosure Information
Customer Service: 1-866-232-3889
APPLY NOW
Collegiate Loan
Lender: Wells Fargo
Interest Rate Disclosure Information
Customer Service: 1-877-599-6788
APPLY NOW
Borrowers may compare lender discounts and other borrower benefits with the following loan comparison tools:
College Board Student Loan Comparison Calculator
Loan Discount Analyzer from FinAid.org
The University of Notre Dame adheres to the Financial Aid Code of Conduct based on the Higher Education Opportunity Act of 2008.
The University of Notre Dame does not discriminate on the basis of race, color, national or ethnic origin, sex, disability, veteran status, or age in the administration of any of its educational programs, admissions policies, scholarship and loan programs, athletic and other school-administered programs or in employment.